As VP of SBA Lending Portfolio Management, the focus is managing existing commercial loan relationships with an emphasis on SBA backed loans. The ideal candidate is experienced in managing a complex commercial loan portfolio, applying portfolio management processes and procedures, and commercial credit policy.

Responsibilities:

• Support the deal team assigned, including Business Development Officers and credit analysts in the divisions assigned by providing a risk management and objective focus to portfolio commercial loan relationships
• Manage and monitor a commercial portfolio, recognizing and managing early warning signs for the portfolio on a recurring basis
• Recommend changes in structure (amendments/waivers) or account management strategy to address negative trends
• Manage and monitor loan products including affirmative and negative financial covenant compliance and comply with internal and external regulatory requirements
• Manage ongoing communication with borrowers and internal stakeholders
• Ongoing monitoring of financial trends, collateral trends, and liquidity
• Recommend appropriate courses of action to address risk management and credit issues
• Portfolio of up to 75 active clients with loan exposures above $250,000
• Ability and willingness to call borrowers to gain documentation and discuss loan performance.

Requirements:

• Bachelor’s degree in Business, Accounting, Finance, or related fields
• 5+ years working in a financial institution
• 3+ years in a transactional role
• Demonstrate a level of commercial credit underwriting & willingness to grow.