As VP of SBA Lending Portfolio Management, the focus is managing existing commercial loan relationships with an emphasis on SBA backed loans. The ideal candidate is experienced in managing a complex commercial loan portfolio, applying portfolio management processes and procedures, and commercial credit policy.
Responsibilities:
- Support the deal team assigned, including Business Development Officers and credit analysts in the divisions assigned by providing a risk management and objective focus to portfolio commercial loan relationships
- Manage and monitor a commercial portfolio, recognizing and managing early warning signs for the portfolio on a recurring basis
- Recommend changes in structure (amendments/waivers) or account management strategy to address negative trends
- Manage and monitor loan products including affirmative and negative financial covenant compliance and comply with internal and external regulatory requirements
- Manage ongoing communication with borrowers and internal stakeholders
- Ongoing monitoring of financial trends, collateral trends, and liquidity
- Recommend appropriate courses of action to address risk management and credit issues
- Portfolio of up to 75 active clients with loan exposures above $250,000
- Ability and willingness to call borrowers to gain documentation and discuss loan performance.
Requirements:
- Bachelor’s degree in Business, Accounting, Finance, or related fields
- 5+ years working in a financial institution
- 3+ years in a transactional role
- Demonstrate a level of commercial credit underwriting & willingness to grow.